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Cash in a TD AMERITRADE FDIC Insured Deposit Account is held at TD Bank, N.A. and TD Bank USA, N.A., affiliates of TD AMERITRADE. Under temporary legislation (through December 31, 2013), all deposit accounts offered by participating institutions are eligible for Federal Deposit Insurance Corporation (FDIC) insurance up to $250,000. Limits are per account ownership per institution. Please monitor your entire deposit to ensure it does not exceed the coverage limit. To learn more about FDIC coverage, go to www.FDIC.gov.

*Offer valid for one new (non-retirement) TD AMERITRADE account opened by 12/31/2010 and funded by 12 monthly consecutive automatic electronic deposits of $100 or more. First $100 must be deposited within 30 days of opening account. To be eligible, you must be a U.S. resident age 18 or older. Accounts will be reviewed 12 months from date of first qualified deposit to determine eligibility for offer. Should you need to withdraw the money prior to the 12-month commitment, you may withdraw all of your deposits plus interest earned. However you will forfeit the $100 bonus. Account must remain open with minimum funding requirements for 12 months in order to receive the $100 cash deposit. If deposit requirements have been met, please allow 4 weeks for $100 cash deposit to post to account. Not all financial institutions participate in the electronic transfer of funds. Please contact your financial institution for more information. Offer is not transferable and not valid for IRAs and other tax-exempt accounts, internal transfers, current TD AMERITRADE accounts, or with other offers. Offer not valid for TD AMERITRADE Investing accounts using the Amerivest service. Offer is not valid for accounts managed by independent investment advisors and maintained by TD AMERITRADE Institutional. Limit one offer per client. Taxes related to TD AMERITRADE offers are your responsibility. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.

INVESTMENT PRODUCTS HELD IN A TD AMERITRADE ACCOUNT ARE NOT FDIC INSURED OR BANK GUARANTEED AND MAY LOSE VALUE.

TD AMERITRADE, Suze Orman and Random House, Inc. are separate and not affiliated, and each of them are not responsible for the services and information provided by the other(s). TD Bank USA and TD AMERITRADE are affiliated through their parent companies.

TD AMERITRADE, Division of TD AMERITRADE Inc., member FINRA/SIPC. TD AMERITRADE is a trademark jointly owned by TD AMERITRADE IP Company, Inc. and The Toronto- Dominion Bank. ©2009 TD AMERITRADE IP Company, Inc. All rights reserved. Used with permission.